Equifax Duplicate Account FCRA Settlement (Bradberry v. Equifax)
What this is about
Equifax allegedly violated the FCRA by reporting duplicate collection accounts on consumers' credit files, inflating the number of accounts shown as owed.
The background
The claims arise from Bradberry v. Equifax Information Services LLC, a lawsuit filed in the U.S. District Court for the Northern District of Georgia (No. 1:22-cv-04754-MLB) accusing Equifax of violating the FCRA by listing the same collection account twice on affected consumers' credit files. Equifax has not admitted fault -- the settlement site notes the court has not ruled on which side is correct -- and the company agreed to resolve the case without a trial. The settlement has received preliminary approval and is now moving toward a final fairness hearing, with an objection deadline set for October 6, 2026.
Worth knowing
The claims arise from Bradberry v. Equifax Information Services LLC, a lawsuit filed in the U.S. District Court for the Northern District of Georgia (No. 1:22-cv-04754-MLB) accusing Equifax of violating the FCRA by listing the same collection account twice on affected consumers' credit files. Equifax has not admitted fault -- the settlement site notes the court has not ruled on which side is correct -- and the company agreed to resolve the case without a trial. The settlement has received preliminary approval and is now moving toward a final fairness hearing, with an objection deadline set for October 6, 2026.
File your claim on the official site →Common questions
How much can I get from the Equifax Duplicate Account FCRA Settlement (Bradberry v. Equifax)?
up to $600 per person, plus six months of complimentary credit monitoring (identity theft coverage valued up to $500,000)
What happened in the Equifax Duplicate Account FCRA Settlement (Bradberry v. Equifax) case?
Equifax allegedly violated the FCRA by reporting duplicate collection accounts on consumers' credit files, inflating the number of accounts shown as owed.
How do I actually file a claim?
Use the official claim link on this page — it goes directly to the real claims administrator or court-approved site. We never collect claim submissions ourselves and never charge a fee to help you file.
Where does this information come from?
This entry was last verified on September 04, 2026 against its primary source (the official claims administrator, court record, or government page) — linked below. We re-check it, not just copy it once.
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