Equity Bank allegedly charged overdraft and non-sufficient-funds fees on debit transactions that were authorized against a sufficient available balance, on repeat presentments of the same item, and on days when the end-of-day balance was not actually overdrawn.
Eligibility
Current and former Equity Bank accountholders charged 'Challenged Fees' between Jan. 1, 2017 and Nov. 21, 2025 (exact sub-periods vary by fee type — see the settlement Notice).
Estimated Payout
varies — automatic pro rata check or account credit from a $1,000,000 fund; no per-person minimum disclosed