Marchek v. USAA Michigan Total Loss Sales Tax Settlement
What this is about
USAA allegedly did not pay the full amount of Michigan sales tax and vehicle regulatory fees to members who insured leased vehicles under Michigan auto policies when those vehicles were declared a total loss.
The background
The case stems from USAA’s handling of total-loss claims on leased vehicles under Michigan auto policies, where the insurer allegedly paid the actual cash value of the vehicle but not the full Michigan sales tax and vehicle regulatory fees owed on leased vehicles, leaving class members short of the amounts required to replace their vehicles. USAA denies wrongdoing but agreed to pay up to $647,263.74 in claim payments to qualifying class members who submit a timely claim form, with payments covering the full amount of unpaid sales tax and regulatory fees, to the extent not already paid. The settlement also provides for class counsel fees of up to $174,761.20 and a service award of up to $5,000, paid separately by USAA.
Worth knowing
The case stems from USAA’s handling of total-loss claims on leased vehicles under Michigan auto policies, where the insurer allegedly paid the actual cash value of the vehicle but not the full Michigan sales tax and vehicle regulatory fees owed on leased vehicles, leaving class members short of the amounts required to replace their vehicles. USAA denies wrongdoing but agreed to pay up to $647,263.74 in claim payments to qualifying class members who submit a timely claim form, with payments covering the full amount of unpaid sales tax and regulatory fees, to the extent not already paid. The settlement also provides for class counsel fees of up to $174,761.20 and a service award of up to $5,000, paid separately by USAA.
File your claim on the official site →Common questions
How much can I get from the Marchek v. USAA Michigan Total Loss Sales Tax Settlement?
Full unpaid Michigan sales tax + vehicle regulatory fees (fund of up to $647,263.74; individual amounts vary pro rata)
What happened in the Marchek v. USAA Michigan Total Loss Sales Tax Settlement case?
USAA allegedly did not pay the full amount of Michigan sales tax and vehicle regulatory fees to members who insured leased vehicles under Michigan auto policies when those vehicles were declared a total loss.
How do I actually file a claim?
Use the official claim link on this page — it goes directly to the real claims administrator or court-approved site. We never collect claim submissions ourselves and never charge a fee to help you file.
Where does this information come from?
This entry was last verified on August 10, 2026 against its primary source (the official claims administrator, court record, or government page) — linked below. We re-check it, not just copy it once.
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